Payment fees
Stripe Fee Calculator
Use the Stripe fee calculator to model payment processing cost before you send a payment link, invoice, or checkout page.
Calculate with Fees
Start with the calculation you need
Stripe/PayPal fee calculator
Compare fee, payout, and the gross charge needed for a target net amount.
Try a scenario
Load common starting numbers, then edit any field to match your own business.
Processing fee
$3.20
Net payout
$96.80
Charge to net target
$103.30
Formula used
- Processing fee
$100.00 x 2.9% + $0.30 = $3.20- Net payout
$100.00 - $3.20 = $96.80- Charge to net target
($100.00 + $0.30) / (1 - 2.9%) = $103.30
Assumptions used
- Fee formula
- Estimated fee equals charge amount times 2.9% plus $0.30 fixed fee.
- Account terms
- Processor country, payment method, currency conversion, disputes, and surcharges can change the final payout.
Edit the rates to match your processor account, country, payment method, and transaction type.
Questions people usually check before using this result
Can Stripe fees change?
Yes. Edit the percentage and fixed fee to match the exact pricing shown in your Stripe account or plan.
Does this include international cards?
Only if you add those costs into the editable rate fields. International, currency conversion, and special payment methods can differ.
Why the fee matters
A small fixed fee can make low-ticket transactions surprisingly expensive. For larger invoices, the percentage rate usually drives the cost.
Gross-up carefully
If you want to receive a specific net amount, calculate the gross charge first and confirm whether passing processing fees to customers is allowed in your situation.
Use the number responsibly
What to verify before you act on the result.
BizCalcKit is designed for planning and comparison. Treat the result as a working estimate, then confirm the details that depend on your location, client, platform, or tax situation.
Good use cases
- Estimating processor fees and net payout before sending an invoice, payment link, or checkout total.
- Comparing percentage and fixed-fee impact on small and large transactions.
- Finding the gross charge needed to receive a target amount after fees.
Check before sending
- Current account pricing, country, payment method, currency conversion, chargeback, and international-card fees.
- Whether platform, card-network, state, or country rules allow passing fees to customers.
- Whether the fee should be included in pricing, absorbed as overhead, or shown separately.
Quick workflow
- 1.Choose the processor rates that match the payment method you expect to use.
- 2.Edit the percentage and fixed fee to match your current Stripe pricing.
- 3.Enter the charge amount or target net amount, then review the fee and payout.
- 4.Confirm surcharge, platform, international-card, and currency rules before passing fees on.
Questions to check before you decide
Can Stripe fees change?
Yes. Edit the percentage and fixed fee to match the exact pricing shown in your Stripe account or plan.
Does this include international cards?
Only if you add those costs into the editable rate fields. International, currency conversion, and special payment methods can differ.